Calculator for Savers ("we," "us," or "our") operates the website calculatorforsavers.com. This Privacy Policy applies to all pages and calculators on this domain.

For questions about this policy, contact us at savesmarter@calculatorforsavers.com.

All calculator computations happen entirely within your browser (client-side JavaScript). The numbers you enter — loan balances, income, savings, investment amounts, tax information, and any other financial figures — are:

• Never sent to our servers
• Never stored in a database
• Never transmitted to any third party by us
• Discarded when you close or refresh the page

We have no access to and do not collect any of the financial data you input into our calculators.

Analytics Data

We use Google Analytics to understand how visitors use our site. This may collect:

• Pages visited and time spent on each page
• General geographic location (country/region, not precise location)
• Browser type, operating system, and device type
• How you arrived at our site (search engine, direct, referral)
• Interactions such as clicks and scroll depth

This data is aggregated and anonymised. We cannot identify individual visitors from analytics data.

Automatically Collected Technical Data

Like most websites, our web server may automatically log:

• IP address (typically anonymised)
• Date and time of visit
• Pages requested
• HTTP referrer

This data is used for security monitoring and server maintenance only and is not shared.

We use the following types of cookies:

Essential Cookies

These are required for the website to function. They do not track personal information.

Analytics Cookies (Google Analytics)

Google Analytics uses cookies to distinguish unique visitors and track session behaviour. These cookies do not identify you personally. You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on.

Advertising Cookies (Google AdSense)

We display advertisements served by Google AdSense. Google and its partners may use cookies to serve ads based on your prior visits to our site or other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and/or other sites on the internet.

You can opt out of personalised advertising by visiting Google Ads Settings or by visiting aboutads.info.

Managing Cookies

You can control and delete cookies through your browser settings. Note that disabling cookies may affect some website functionality. See your browser's help documentation for instructions.

This website is monetised through Google AdSense. Google AdSense is a third-party advertising network operated by Google LLC. By using this site, you acknowledge that:

• Google may use cookies and web beacons to serve ads on our site
• Google's use of cookies enables it to serve ads based on browsing history
• We do not control the content or targeting of ads served by Google
• We do not receive any personal information from Google about individual ad interactions
• Advertisers do not pay to have their products recommended by our calculators

Google's privacy policy is available at policies.google.com/privacy.

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites. We encourage you to review the privacy policy of any third-party site you visit.

Our website is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided personal information to us, please contact us and we will take steps to delete it.

European Users (GDPR)

If you are located in the European Economic Area, you have rights including the right to access, correct, or delete personal data we hold about you, the right to object to processing, and the right to data portability. Since we do not collect personal financial data and analytics data is anonymised, there is limited personal data for us to provide. To exercise any rights, contact us at savesmarter@calculatorforsavers.com.

California Residents (CCPA)

California residents have the right to know what personal information is collected, the right to delete personal information, and the right to opt out of the sale of personal information. We do not sell personal information. For requests, contact savesmarter@calculatorforsavers.com.

We take reasonable technical measures to protect the site and any data transmitted to it. Our site is served over HTTPS. However, no method of internet transmission is 100% secure, and we cannot guarantee absolute security.

We may update this Privacy Policy from time to time. When we do, we will update the "Last updated" date at the bottom of this page. We encourage you to review this page periodically. Continued use of the site after changes constitutes acceptance of the revised policy.

For any questions, concerns, or requests related to this Privacy Policy, please contact:

Calculator for Savers
Email: savesmarter@calculatorforsavers.com
Website: calculatorforsavers.com