💡 What is Coast FIRE? It's the point where your invested savings are large enough that — even if you never contribute another dollar — compound growth alone will reach your full retirement target. Once you "coast," you only need to cover current expenses, not save for retirement.
Phase 1: Accumulation
Contribute aggressively until you hit your Coast number. This phase ends the day you coast.
Phase 2: Coasting
Stop investing. Take a lower-stress job, work part time, or anything. Compound growth handles retirement.
Step 1
Your Situation
Currently saving per year (before coasting)
What you'll spend in retirement (today's dollars)
Try:
Results update live as you type